We have several options to help patients comfortably pay for treatment.
Dr. Alger and his staff want to make sure that the cost of treatment does not become a barrier preventing you from receiving the treatment that you want and need to maintain a healthy smile. After your exam and consultation, our financial coordinator will present to you a fee estimate and payment options. Typically payment for the new patient exam is made at the initial appointment, while financial arrangements are made for future treatment. Our goal is to be flexible, so that we can find a plan that best suites you.
For patients with dental insurance:
Dealing with insurance companies can sometimes be a tedious task. Therefore as a courtesy to you, we will submit your insurance claims for you if you wish. Please complete the insurance section of your patient account form and bring your dental insurance card with you, so that we may help you obtain reimbursement on a timely basis.
Although you are ultimately responsible to know the limitations of your plan, our financial coordinator will attempt to maximize your insurance benefits, within the limitations imposed by your insurance company. We do accept assignment of benefits from most dental insurance companies, with the exception of DMO’s. We do not participate with Medicare or Medicaid.
People sometimes mistakenly think that because they have insurance, they will have no out of pocket expenses for treatment. Although this may be the case with medical insurance, it is unusual with dental insurance. Dental insurance certainly is a big help, but it may not cover all of the expenses associated with a patient’s dental treatment. Any fees for treatment that are not covered by dental insurance can be paid for in a wide variety of flexible ways.
In Network or Out of Network:
Dental insurance companies sometimes distinguish between dentists that are considered “in network” and those that are “out of network”. Patients think that if a dentist is not “in network”, then their dental insurance will not help them with the cost of treatment. Usually, this is not the case. More significantly, in the vast majority of cases in which patients have sought a second opinion in our office, they have found that our cost of treatment was significantly less expensive than other specialists who are “in network”. One reason for this difference is that Dr. Alger’s treatment recommendations tend to be conservative in nature.
Do not be discouraged from making an appointment, or seeking a second opinion in our office if it turns out that we are not “in network” with your particular plan. You may be pleasantly surprised.
We also offer CareCredit financing.
Dr. Alger understands how important it is to have access to affordable dental care. No patient should have to suffer from dental health issues because of their finances. That is why we are committed to working with you to ensure you have access to the care you need.
To provide additional payment options to our patients, we are happy to offer financing through CareCredit.
What is CareCredit?
CareCredit is a credit card program designed for patients who want to spread out their dental payments. Think of it as your own health, wellness, and beauty credit card.
This healthcare card helps you pay for procedures for you or your family that may not be covered by your dental insurance. With a wide range of special financing options, you can use your CareCredit card for all of your dental needs. Plus, you can even use your card to pay for treatment from over 200,000 other healthcare providers!
How Do I Apply for a CareCredit Card?
Applying to CareCredit is simple and free. Our committed team will help you every step of the way. After filling out any necessary paperwork, you will receive an approval decision immediately.
Once you are approved, you can begin taking advantage of your CareCredit benefits right away! In fact, we can schedule your procedures before you have even received your card.
Please keep in mind that the CareCredit program is subject to credit approval and minimum monthly payments are required. For more information about CareCredit’s application process and terms and conditions, visit their site here, CareCredit.
Why Should I Choose CareCredit?
CareCredit provides patients with a little bit more flexibility. This program lets you say “yes,” to both surgical and non-surgical dental procedures. Whether you are worried about your ability to finance a procedure, or just want a little extra time to make payments, CareCredit can help.